Sunday, November 15, 2009

My Local Egg Source

I've been buying our eggs locally for a few months now, from a family that moved to the country just in the last year and is already well on their way to running a full-fledged, self-sufficient farm.

They have a couple of cows. (Still calves, really.)Pigs (these are mainly their teenage son's venture)...

And goats, among other animals.
The goats roam free, along with the chickens.
Not that you can tell from the picture above of the chicken coop, but these guys have the run of the land. They roam all over the grass and field and even into the plentiful woods, eating worms and grubs and bugs and whatever it is you don't want to know about that they love to pick out of the cow patties.

They just wander in on their own come evening time and put themselves to bed. Every once in awhile a chicken will go missing and they'll find a pile of feathers in the woods...

Sigh. It's a hard life, even for a chicken.

Peter really liked this little guy.
He was friendly, and not in an obnoxious way. He and his buddies help keep the grass mowed.

Maybe we should look into getting goats? I bet the neighbors wouldn't mind.


A couple of days ago, they got in a shipment of 100 chics.
How's that expression go - "Shake the hand that feeds you"? In this case, I guess you can say we just pet her feathers.

At least, she'll be feeding us one day. Because these eggs rock.

When I run out of eggs and can't connect with my egg pusher for too many weeks, I go through withdrawal. I try to make the kids eggs every morning for breakfast, and we have Brinner at least once a week. I almost can't stand to scramble up the store-bought eggs anymore: they are decidedly pale and tasteless in comparison. My kids don't gobble them in the morning as readily, either.

How much? $2.50 for one dozen. That's up from the original $2.00. Supply and demand, people, and their business is booming. That's capitalism at its finest.

Saturday, November 14, 2009

Evolution of an Attitude

After yesterday's post of "Oh, woe me, I really want a big flat screen TV -- WAAH!" I thought I'd put finger to key and relate to you all a couple of ways how we've evolved for the better on this debt-free journey of ours.

On Cars
You might recall how The Hubs' car went kaput about a month ago? And how we thought it might be the transmission? The immediate reaction was, "Oh, we gotta get a new car."

Once upon a time (like, oh, a year ago) we likely would have started looking into trading it in for a different vehicle. Not a new car, mind you, but a new one to us and one that we would not have the cash to pay for. We would have acquired new debt and not thought twice.

Before we found out that it wasn't the transmission (phew) we talked about the options. It came down to, What can we do that won't accrue debt?

I told The Hubs, "We have the cash to fix this car to the tune of $2000-$3000, if that's what it takes. Would you be willing to drive a different car that we could buy for that same amount of money?"

The answer was an unequivocal, "No."

We stopped talking about trading it in.

Then it ended up being a $300 repair instead of $3000 and all was well with the world.

On Computers
Our desktop frustrates us on a daily basis. If The Hubs were not so computer literate it would have died long ago. New desktops are cheap -- but not free. We're holding off. A year ago? We'd probably have bought a new one by now.

The Hubs has been jonesing for a new laptop for.ever. (I might have mentioned that here, here, here, here and here.)

I really want The Hubs to get a new laptop, too. Because I'll get his old one! Between the (relatively speaking) archaic desktop and me and the 14yo fighting over it (darn his pesky homework) I'd love me a laptop just so's I could do my writing stretched out on the couch all lazy-like.

We came to a compromise that, if he deployed, we'd get a new laptop before he went even if we hadn't finished our (current) snowball. It does look like he'll deploy (for real this time) in January. Now it's just a matter of waiting for the official hard copy orders...

But I'm not sure if he can hold off that long. It's like the proverbial carrot, just dangling there, teasing you.

Baby steps, people.


Oh, And the flat screen? If I'm being honest with myself, I just can't justify it.

Blast this blog.

Friday, November 13, 2009

Happy Friday the 13th Pizza Special!

We caved. And $22.60 later...

Is this what happens about six months into a debt eradication plan? Is there a 12-step program for this? Because pizza is but a small step in a spending direction we seem to be heading toward.

The problem is that The Hubs is (likely) going to deploy in January, and that is opening up all kinds of spending justifications.

  • He needs a new laptop.
  • I would really like one of those big flat-screen TVs for that great price we saw advertised around here.
  • The Hubs also saw a GPS for a great price. (We've been coveting one of them for awhile now...)
We can't seem to help it. With deployments come a few extra dollars, and already in our minds we are spending them. How can I justify a new Tv? Already I can see myself all alone on my couch curled up in my afghan with my cat perched on top watching some mindless show on my DVR to distract me from thinking about The Hubs thousands of miles away in a foreign land...

See how easy that is?

Time will tell. This is really hard. Blogging about it is even harder. Part of me wants to just forget the whole thing so I don't have to put finger to key and type about it for all of you to see and know how fickle we really are.

But this is real, and it wouldn't be real if I didn't keep it real. For real. I don't know what you all are going to tell me, if anything. I don't know if you can tell me anything that will change my mind about any of the above purchases. We haven't even made up our minds about any of them (except the laptop). Maybe this blog is my 12-step program -- accountability and all that.

At least it's keeping me honest about the accounting. If we cave in to all our desires this month? It ain't looking good.

Wednesday, November 11, 2009

Dave Ramsey's Financial Peace for Veterans


In honor of Veterans Day, Dave Ramsey is offering his Financial Peace University (FPU) Military Edition online class for military members FREE today only! Go to his website and fill out the form.

Non-veterans can also sign up for FPU for just $59 today only.

Taking Dave Ramsey's class is one step on our financial journey that I just wasn't sure when we'd be able to take. I totally believe the class is worth the small investment that it normally costs to sign up; however, we are looking at The Hubs (possibly) deploying sooner rather than later. I really didn't want to take this class until we could commit to it together. BUT - when something like this is free, you can't pass it up!

I filled out the form and receive the automated response,
"You will receive a separate email in the next 24-48 hours with a voucher code you can use to redeem your free registration to FPU Online!"

I hope we are able to make the time to do this together as best we can until he leaves. (If he leaves.)

Now, why are you still here? Go and sign up!

Sunday, November 8, 2009

Hmmm...

Turns out there's a reason they say not to stick anything in your ear, other than your elbow. Olivia was being her helpful Olivia self and thought her little brother's ears looked like they needed a good cleaning, but nothing a little q-tip couldn't cure. Screaming and wailing and gnashing of teeth ensued. It took a few minutes to decipher what all the crying was about (Olivia was bawling, too) but once we did and realized there was blood...

Peter now offically holds the family record for the number of visits to the ER -- more than the rest of us combined. He's okay, though. I'm just curious to get the bill to see how much it costs to find out your son's eardrum is bruised.

*I went to the ER closest to our house rather than the one on base. Our insurance should cover the visit...

Saturday, November 7, 2009

Saving Money on a Haircut

I'd been carrying this coupon around in my wallet for awhile and putting off getting a haircut -- pretty much the story of all my natural adult life.

Always having to look for a new hairdresser is, by far, one of the hugest drawbacks to moving around so much.

I've gone back and forth over the years to paying a lot for haircuts... to paying next to nothing. In my experience, paying more for a haircut doesn't guarantee you're getting a better haircut.

Like the one I got yesterday. $6.99 at your run-of-the-mill strip mall chain salon. It was a no-frills affair: spray on a little water and snip away. No styling, no fuss. And I'm totally fine with that for now. In the two years we've lived in Ohio I haven't had my hair cut by the same person twice. And for the most part, I'm okay with that.

Salon Loyalty
Only in two places we've lived have I been loyal to a specific hairdresser. One was in Maryland, just outside of DC. I happened across Angelo in one of those salon chains in a giant mall. He was of Iranian and Italian descent, and his family wanted him to become a doctor. His haircuts weren't terribly expensive (by DC standards), but I also splurged for professional haircolor and highlights. As a former medical student, Angelo loved the process of mixing the chemicals for the perfect hair dye. I probably spent almost $100 each visit -- I know I tipped him well -- and that was almost ten years ago. Since I was working full-time, I felt I was totally justified to spend that kind of money on myself.

The other place was in Italy. So far as I knew there were only two places for an American to get their hair cut where we lived and know what they were getting: on base with all the G.I.'s; and off-base at at Antonio's little one-man shop. Antonio's mother was Irish and he spoke English with the most endearing mix of the American accent he picked up from all of his military customers mixed with a touch of Irish brogue. He owned that little shop, yet still lived at home with his parents -- not at all uncommon for a 30-something Italian.

I don't recall exactly how much I spent on a typical visit to Antonio, but I also paid for highlights so I know it wasn't cheap, the dollar being what it was even then. I think I tipped him more than what I paid yesterday for my entire haircut.
Is One as Good as Another?
In my experience, you can find very good hairstylists at a cheap chain salon about as well as you can at a higher-end highfalutin one. The key, really, is the hairstylist -- not the place. That being said, finding these stylists can be like finding a needle in a haystack. Usually, about the time I finally come across a good fit, it's time to move again.

And I'm not above asking people where they get their hair cut. In fact, one of the best haircuts I ever got was by a woman who cut hair in her own home -- or she'd come to you, it didn't matter. Of course, right after I found her, it was time to move.

I seem to have come full circle in what I'm willing to pay to get my hair done. For me, saving in this area is a no-brainer while we're on this debt-free journey of ours... Though my tune may sound a little different if it meant giving up my loyalty to a hairdresser I absolutely loved.

Do Tell
So here we go -- How much do you pay for a haircut? Are you loyal to the same hairdresser? Do you splurge for professional hair coloring, or does yours come out of a box? (Or do you prefer to go au naturel?)

Friday, November 6, 2009

$$ GOOD READS $$

Get Rich Slowly: How to Stop Buying Clothes You Never Wear

The Slow Food Experiment: First Trip to the Grocery Store (new blog about a family's attempt to eat by scratch using only single-item ingredients)

Get Rich Slowly (guest post): Minimalist Money: 6 Steps to Simplify Your Financial Life

Get Rich Slowly: Born in a Small Town (choosing a simpler life)

Military Finance Network: Should Military Members Receive Special Benefits?

Happy Housewife: Whole Chicken in a Crockpot (if you're like me, cooking a whole chicken sounds tedious and messy. this post outlines simple steps to this huge money-saver.) (I might even try it myself...)

Military.com: USAA Expands its Membership Eligibility
(We've used USAA for a few years now and love their friendly business practices geared toward families that move around.)

Ew.com: Hulu to start charging in 2010.
(There went my plan to get rid of our cable...)


Get Rich Slowly: (guest post) The Pitfalls of Buying in Bulk

USA Today: Latest bank fee is for paying off credit card on time every month.
(Just another reason to steer away from credit altogether.)


Get Rich Slowly: Should You Stop Funding Retirement to Focus on Debt?

Get Rich Slowly: Small Amounts Matter